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IHC Risk Solutions offers best in class coverage for both large and small groups starting at 25 lives. Here are a few reasons why we are the right choice for your stop-loss needs.

Standard Security Life Insurance Company of New York

Standard Security Life Insurance Company of New York (www.sslicny.com), also a member of the IHC Group, is rated A- (Excellent, an A++ is A.M. Best's highest rating) for financial strength by A.M. Best Company Inc., a widely recognized rating agency of insurance companies that rates insurers on their relative financial strength and ability to meet their obligations to their insured.

Easy to Work With

Our underwriters average over 15 years of experience and you can rely on their dependability in providing timely quotes and easy to understand terms. Our reliability is very important to our policyholders and partners, especially those new to self-funding.

Claims Expertise

We treat all groups like VIPs by providing personalized and prompt attention to help our partners control costs on large claims. We also offer access to our Compass Solutions health partners who provide cost containment solutions for your most challenging claims.

Flexible Stop-Loss Solutions

We have the ability to offer many options in our stop-loss coverage, which will help accommodate your clients' needs.

Value Proposition

IHC Risk Solutions is a member of The IHC Group, an insurance organization composed of Independence Holding Company (NYSE:IHC) and its operating subsidiaries. IHC's carriers have over 30 years in the stop-loss business and are amongst the largest direct stop-loss underwriters in the United States. In addition to our backing of IHC ‘s carriers high ratings and financial strength, IHC Risk Solutions’ approach to our customers is what really sets us apart. In addition to being a full service direct writer for self-insured groups in all 50 states, we are committed to offering competitive pricing, fast and fair claim service and meaningful compensation programs. We are also determined to provide the most friendly, creative and flexible business solutions for our producers and customers.

Our goal is to make your working experience with IHC Risk Solutions an enjoyable and easy process. This will start with your first RFP submission, continue through the sale and renewal process with our experienced underwriting and sales staff, and conclude with our proficient claims cost-containment units. In the end, our objective is to eliminate surprises and gaps in coverage and make your working relationship with IHC Risk Solutions an uncomplicated and effortless process.